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Finhabits 401k:
For you and your employees

What you need to know about
the California state retirement mandate

The state of California requires that by June 30, 2022, all businesses with 5 or more employees provide access to a retirement savings plan.

As a business owner, you can choose to offer the state-sponsored plan, or a different plan like the Finhabits 401k, which offers additional benefits for both you and your employees.


An easy, affordable alternative to comply with the California mandate


An alternative that your business and employees can trust


Easy-to-use 401k plans

Our plans are accessible for any business, regardless of size. We use financial technology to optimize the savings of your employees.


Save up to 3 times more*

A 401k has contribution limits up to 3 times higher than IRAs offered by CalSavers.


Potential tax credits of up to $5,000 per year*

There are federal tax credits in the first three years that could offset plan costs.

We take the hassle out of 401k plans

Our team is here to guide and answer your questions as soon as possible.

Support in English and Spanish.